James applauds passage of legislation to protect New Yorkers from deed theftย
New York Attorney General Letitia James on Tuesday applauded the State Legislature for passingย legislation, sponsored by State Sen. Brian Kavanagh and Assemblymember Helene Weinstein, that will reform the stateโs civil laws to provide more tools to prevent deed theft and help New Yorkers stay in their homes.
The bill, drafted jointly with Attorney General James, is part of ongoing efforts to combat deed theft and keep New Yorkers in their homes.
โDeed theft robs New Yorkers, especially older adults and people of color, of their most valuable asset,โ saidย Attorney General James. โHomeowners rarely have any idea that they are the victims of deed theft, and only find out when they are forced to endure humiliating and terrifying situations to try and keep their own houses.
โThis legislation will help New Yorkers to fight back against deed theft, and will empower local officials to better address this heartless and heinous crime,โ she added. โI thank Sen. Kavanagh and Assemblymember Weinstein for sponsoring this bill, and I commend legislative leadership for advancing it forward.
โThe civil reforms made through this legislation will help protect New Yorkers and better enable them to combat the criminals who try and steal their deeds, their wealth, and their American Dream,โย James said.
The attorney general said deed theftย occursย when someone uses fraud or forgery to wrongfully take the title of another personโs property without the legitimate homeownerโs knowledge or consent.
โIt disproportionately impacts elderly homeowners and homeowners of color, especially New Yorkers in gentrifying neighborhoods,โ she said, adding that the bill will enable prosecutors to effectively file legal โred flagsโ on homes where deed theft is suspected, which will help ensure scammers cannot take out loans against the ill-gotten property.
James said the legislation will also make it possible for New Yorkers to remain in their homes and stay eviction proceedings when they can show reasonable evidence that deed theft against them occurred.
Additionally, this bill will expand the protections of theย Home Equity Theft Prevention Act (HETPA), which allows homeowners in distress to cancel any contract to sell their property, to move New Yorkers.
In addition toย helping advance legislation to combat deed theft, Attorney General James has taken significant action to protect New York homeowners.
In December 2022, she announced the indictment of five members of a deed theft ring for allegedly stealing three homes worth more than $1 million in totalย from elderly, vulnerable homeowners in Queens.
In February 2021, Jamesย announced an $800,000 grant, funded by Office of the Attorney General (OAG) settlements, to the New York City Department of Housing Preservation and Development and the Center for New York City Neighborhoods as part of a program aimed at increasing awareness of deed theft in vulnerable neighborhoods.
In January 2020, Attorney General Jamesย launched the Protect Our Homes initiative and announced the formation of an interagency law enforcement task forceย to respond to Deed Theft and other real estate fraud.
New Yorkers who believe they are a victim of deed theft are encouraged to contact OAG by calling 1 (800) 771-7755, emailingย deedtheft@ag.ny.gov, orย filing a confidential complaint online.
The Homeowner Protection Program, a network of housing counselors and legal services providers throughout New York supported by OAG, offers free housing counseling and legal assistance statewide.
Homeowners canย contact HOPP onlineย or call 1 (855) 466-3456 to get help.